Service Charges
SERVICE CHARGE RATES & OTHER RATES
WITH EFFECT FROM 01/05/2022
Sr. |
Perticular |
Rs. |
1 |
SERVICE CHARGES ON:- |
|
A) Term Loan and CC |
Rs. 100 per lakh, min. Rs. 250 |
|
B) Gold LOAN |
||
Upto Rs. 50,000 |
Rs. 100 |
|
Above Rs.50,000 upto 1,00,000/- |
Rs. 200 |
|
Above Rs.1,00,000/- |
Rs. 200 + Rs. 100 per lakh |
|
C) FD LOAN/OD AGAINST FD |
NIL |
|
2 |
CHEQUE RETURN CHARGES |
200.00 |
3 |
ECS RETURN CHARGES |
300.00 |
4 |
CHEQUE HANDLING CHARGES |
50.00 PER DAY |
5 |
CHEQUE / DD CANCELLATION CHARGES |
50.00 (MINIMUM) |
6 |
V.P.L. CHARGES |
100.00 |
7 |
NO DUE CHARGES/SIGN. VERIFICATION CHG. |
100.00 |
8 |
DUPLICATE PASS BOOK CHARGES |
100.00 |
9 |
GOLD LOAN RENEWAL CHARGES |
200.00 (YEARLY) |
10 |
GOLD TESTING CHARGES |
|
FOR 1GM TO 50GM |
MINIMUM RS 50/- |
|
FOR MORE THAN 50GM |
Rs.50 + Rs.10 PER GM |
|
11 |
CHEQUE BOOK CHARGES |
|
i) SAVING A/C |
2.50 PER CHQ./LEAVE |
|
ii) CC/OD/CA |
2.00 PER CHQ./LEAVE |
|
12 |
OBC/IBC CHARGES (FOR CHEQUE) (Inclusive of All Charges) |
|
Upto Rs 10,000 |
50.00 |
|
Above Rs 10,000 to 1,00,000 |
100.00 |
|
Above Rs 1,00,000 to 1,50,000 |
150.00 |
|
Above Rs 1,50,000 |
200.00 |
|
13 |
DD COMMISSION |
|
A) MINIMUM RS 10.00 |
||
B) Rs. 0.30 PER THOUSAND TO 1.00 Rs. PER THOUSAND (AS THE DISCRETION OF MANAGER)
|
||
14 |
FORM FEE |
150 |
15 |
T.O.D. CHARGES |
500/LAKH/15 DAYS 1000/LAKH/PER MONTHS |
16 |
YEARLY CHARGES |
|
A) S.B ACCONT |
50.00 |
|
B) C.A. ACCOUNT |
200.00 |
|
C) GOLD LOAN ACCOUNT |
100.00 |
|
D) LIC/KVP LOAN |
100.00 |
|
E) GOLD LOAN (OD & TL) |
100.00 |
|
F) CASH CREDIT |
300.00 |
|
G) SMART OD/ROD/OD AG. MORTGAGE |
300.00 |
|
D) OTHER LOANS (CDL/VL/PL/HSG/OFF.PREM/OPSL) |
200.00 |
|
17 |
PAN CARD CHARGES |
107 |
18 |
PIN REPLACEMENT |
100 |
19 |
SMS HALF YEARLY CHARGES |
30 |
20 |
ATM CARD ANNUAL FEE |
100 |
21 |
ATM NEW CARD/CARD REPLACEMENT |
200 |
22 |
CASH WITHDRAWAL AT OTHER
BANK ATM (Rupay Debit Card at own Bank
ATMs Cash withdrawal: Nil, |
21 |
23 |
BALANCE ENQUIRY AT OTHER ATM |
10 |
24 |
BANK GUARANTEE CHARGES |
For Full FD – 0.40 Ps % of BG For Mortgage – 0.60 Ps % of BG |
25 |
LOCKER RENT YEARLY CHARGES |
Small Size Rs.800/- Medium Size Rs.1500/- Big Size Rs.2500/- Large Size Rs.3000/- |
26 |
CIBIL CHARGES |
100.00 (INDIVIDUAL) |
26 |
CERSAI CHARGES |
AS PER CHALAN GENERATE |
GST Extra
Any Other Charges as per the actual cost AT THE DISCRETION of Manager /
Board
OTHER CHARGES REMAINS UNCHANGED.
C.E.O.